What
is required to get approved for a payday advance loan?
A completed and signed Agreement.
Your most recent paycheck stub.
A copy of your personal check with VOID across it. (No temporary
checks)
A Minimum monthly gross income of $1,000.00
A copy of your most recent bank statement (this statement
must be dated within 30 days of the day you apply.
All forms must be signed.
No outstanding payday loans (We use Teletrack)
You must be able to receive phone calls at home and work.
Direct Deposit is mandatory
What is your privacy policy?
Protecting your privacy is important to us. We want you to
understand what information we collect and how we use it.
In order to provide our customers with short term loans as
effectively and conveniently as possible, we use technology
to manage and maintain customer information.
What type of information do you collect?
We may collect "nonpublic personal information"
about you from the blowing sources: Information we receive
from you on applications or other loan forms, such as your
name, address, social security number, assets and income;
Information about your loan transactions with us, such as
your payment history and loan balances; and Information we
receive from third parties, such as consumer reporting agencies
and other lenders, regarding your creditworthiness and credit
history. "Nonpublic personal information" in nonpublic
information about you that we obtain in connection with providing
a short term loan to you or list derived using that information.
For example, as noted above, nonpublic personal information
includes your name, social security number, payment history,
and the like.
What information is disclosed?
We are permitted by law to disclose nonpublic personal information
about you to third parties in certain circumstances, For example,
we may disclose nonpublic personal information about your
short term loan to consumer reporting agencies and to government
entities in response to subpoenas. Moreover, we may disclose
all of the nonpublic personal information about you that we
collect, as described above, to financial service providers
that perform services on our behalf, such as the marketers
and services of your short term loan, end the loan you request
or authorize. Otherwise, we do not disclose nonpublic financial
information about our customers or former customers to anyone,
except as permitted by law.
If you become an inactive customer, we will continue to adhere
to the privacy policies and practices described in this notice.
What are your security features?